Help with a mortgage


Help with mortgage interest payments and loans for some repairs and home improvements, Support for Mortgage Interest, changed from a benefit to a loan on 6 April 2018. In addition, you can only claim it if you are out of work or of pension age, and you usually need to be claiming one of the following benefits: 


• Income Support;


• Income-based Jobseeker’s Allowance (JSA); 


• Income-related Employment and Support Allowance (ESA); 


• Pension Credit; or


• UC.


Mortgage Interest Run On 


Mortgage Interest Run On is extra money towards your housing costs if certain other benefits are stopping because you are:


• returning to work full-time;


• working more hours; or


• earning more money.


You can get this help for four weeks, but only if you have been claiming IS, Income-based JSA, or Income-related ESA continuously for at least 26 weeks; you expect the work (or more money) to last for five weeks or more; you were entitled to help with your housing costs before your work started; and you will still have these costs when you start work.