Reaching State Pension Age before April 2016



For people who reached State Pension Age before 6 April 2016, including those who deferred claiming their state pension — that is a man born before 6 April 1951 or a woman born before 6 April 1953 — the main benefits are:


• Basic State Pension;


• Additional State Pension — this used to be called the SERPS earnings-related pension before it was renamed the State Second Pension (S2P) in 2002; and



• Graduated Pension (the forerunner of SERPS if you were working between April 1961 and April 1975).