Additional State Pension
[ch 6: pages 77-79]You are not eligible for the Additional State Pension if you reach SPA on or after 6 April 2016 (although you may still be able to inherit Additional State Pension from your partner. If you reached State Pension Age before 6 April 2016 and started claiming the Basic State Pension you will automatically get any Additional State Pension you are eligible for, there is no need to make a separate claim.
The Additional State Pension is an extra amount of money you could get with your Basic State Pension. It is based on your NICs. How much you get depends on your earnings and whether you have claimed certain benefits. There is no fixed amount like the Basic State Pension.
You get the Additional State Pension automatically unless you have contracted out of it (see below). The Additional State Pension is paid with your Basic State Pension. It increased by 1% this year to £167.26 a week. The Additional State Pension is made up of two schemes (see below). You might have contributed to both of them, depending on how long you’ve been working.
The main difference between the two schemes is that since 2002 you would also have contributed to the Additional State Pension if you were claiming certain benefits (see table below).
When you were working | Scheme you contribute to | When you contribute |
---|---|---|
2002 to 2016 | Second State Pension | Employed or claiming certain benefits |
1978 to 2002 | State Earnings-Related Employed Pension Scheme | Employed |
Before 6 April 2016 you could build up entitlement to Additional State Pension if you were:
• employed and earning over the lower earnings limit (£112 a week, £486 a month or £5,824 a year;
• looking after children under 12 years old and claiming Child Benefit;
• caring for a sick or disabled person for more than 20 hours a week and claiming Carer’s Credit;
• a registered foster carer and claiming Carer’s Credit;
• receiving certain other benefits due to illness or disability.