How much can you get?

The level of benefit will depend on the extent of the disablement — the “percentage” disability. Total loss of sight or hearing or the loss of both hands would, for example, count as 100% disability, while loss of an index finger or big toe would count as 14%. The benefit is paid at rates between 20% and 100%, rounded up or down to the nearest 10%. If you are aged 18 or over (or under 18 with dependants) the weekly payments range from £31.62 (20% disabled) to £158.10 (100% disabled). In December 2012 payments to under 18s without dependants were abolished.

If your disability is assessed as 100% and you need constant care, you may also be eligible for Constant Attendance Allowance and perhaps Exceptionally Severe Disablement Allowance (see “Extra help for those claiming IIDB” below).

IIDB is available on top of any other National Insurance benefits, such as Incapacity Benefit, Employment and Support Allowance (contribution-based), contribution-based Jobseeker’s Allowance or Retirement Pension, but it may affect any claims for Working Tax Credit or Income Support.